Actuarial Consultants


Elizabeth Long

Ms. Long joined By the Numbers Actuarial Consulting, Inc (BYNAC) in July 2001 and now serves as Principal and Consulting Actuary. Ms. Long was awarded a Bachelor of Science degree in Mathematics from Drexel University in June 1986. Ms. Long is an Associate of the Casualty Actuarial Society (ACAS) and a Member of the American Academy of Actuaries (MAAA). She has passed two of the three remaining exams required for Fellowship in the Casualty Actuarial Society.

Ms. Long worked at CIGNA Corporation for six quarters as a cooperative student and on a part-time basis the quarters she attended Drexel University full-time. Her assignment at CIGNA was in the broker-pricing unit of the Actuarial Department assisting Special Risk Underwriters in pricing large deductible, paid loss retrospectively-rated, and captive insurance programs.

Upon graduation, Ms. Long joined PMA Reinsurance. As Actuarial Analyst, she was responsible for treaty pricing and reserving. In February 1989, Ms. Long worked for Crum & Forster in the corporate reserving department. As Senior Actuarial Analyst, she estimated reserves for the following lines of coverages: ocean marine, commercial umbrella, commercial automobile, and commercial multi-peril.

Ms. Long joined Reliance National in September 1991. Her responsibilities included pricing and reserving for large deductibles, retrospectively-rated, captives, and guaranteed cost programs of business written by the Risk Management Services Division. Between January 1996 and December 1999, Ms. Long was in charge of the ceded reinsurance actuarial unit at Reliance. Her responsibilities included pricing ceded reinsurance treaties for the various lines of business written by Reliance. Ms. Long was the key actuarial contact person for brokers and reinsurers involved in the treaty renewal process. Ms. Long was also responsible for analyzing the catastrophe exposure written at Reliance. She left Reliance in June 2000 as Assistant Vice President.

Ms. Long brings nearly thirty years of actuarial experience to BYNAC. Her extensive pricing and reserving knowledge is extremely beneficial and ensures the accuracy and integrity of the actuarial consulting provided by BYNAC.

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